{"title":"Financial Planning","description":"\u003cp\u003eDevelop a clear financial roadmap for your business. Our Financial Planning services help you build accurate budgets, reliable forecasts, and actionable financial strategies that support sustainable growth and confident decision-making.\u003c\/p\u003e","products":[{"product_id":"strategic-cfo-planning-session","title":"Financial Process \u0026 Systems Review","description":"\u003cp\u003e\u003cstrong\u003eHow your finance operation actually runs, and what it is costing you.\u003c\/strong\u003e\u003c\/p\u003e\n\u003cp\u003eNumbers arrive late. They live in three places that disagree. Closing the month takes a week of somebody's time. That is a process problem, not an accounting one, and no amount of better reporting fixes it.\u003c\/p\u003e\n\u003cp\u003eThis review maps how information moves through your business, from transaction to decision, and identifies where it breaks, where it duplicates itself, and where it can be automated.\u003c\/p\u003e\n\u003ch3\u003eWhat you receive\u003c\/h3\u003e\n\u003cul\u003e\n\u003cli\u003eA written map of your current financial process, end to end\u003c\/li\u003e\n\u003cli\u003eThe gaps that cost the most time, accuracy or money, ranked\u003c\/li\u003e\n\u003cli\u003eConcrete recommendations, separated into quick fixes and structural changes\u003c\/li\u003e\n\u003cli\u003eA working session to go through the findings\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003ch3\u003eWhere this comes from\u003c\/h3\u003e\n\u003cp\u003eSixteen years of controllership, process migration and automation work inside multinationals across oil and gas, pharmaceutical, SaaS, construction and chemicals. The same discipline, applied at the scale of a business that does not have a finance department.\u003c\/p\u003e\n\u003ch3\u003eBest suited for\u003c\/h3\u003e\n\u003cp\u003eBusinesses whose financial routine has outgrown the way it was originally set up, and owners who suspect they are paying for the same work twice.\u003c\/p\u003e\n\u003cp\u003e\u003cem\u003eDelivered remotely, in English or Portuguese. Budget Express Consulting is a Canadian company based in North Vancouver, British Columbia.\u003c\/em\u003e\u003c\/p\u003e","brand":"Budget Express Consulting","offers":[{"title":"Default Title","offer_id":52222168072493,"sku":null,"price":450.0,"currency_code":"CAD","in_stock":false}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0957\/3079\/4797\/files\/be_process_3e1f46a0-8b1a-4228-aa73-d84657d871f3.png?v=1786143232"},{"product_id":"monthly-financial-advisory","title":"Partner · Monthly Financial Advisory","description":"\u003cp\u003e\u003cstrong\u003eThe plan stays alive, month after month.\u003c\/strong\u003e\u003c\/p\u003e\n\u003cp\u003eFoundation builds the plan. Partner is what keeps it from becoming a file nobody opens. Every month we close your numbers against the budget, explain what moved and why, and translate that into the two or three decisions that matter before the next month starts.\u003c\/p\u003e\n\u003ch3\u003eWhat is included\u003c\/h3\u003e\n\u003cul\u003e\n\u003cli\u003eMonthly review of actuals against budget, with written commentary\u003c\/li\u003e\n\u003cli\u003eRolling forecast, updated as reality changes\u003c\/li\u003e\n\u003cli\u003eIndicator dashboard maintained and reviewed with you\u003c\/li\u003e\n\u003cli\u003eA monthly working session with the owner or decision maker\u003c\/li\u003e\n\u003cli\u003eDirect access between sessions for decisions that cannot wait\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003ch3\u003eBest suited for\u003c\/h3\u003e\n\u003cp\u003eOwners who already have a financial plan in place and want a finance partner reading the results with them, without carrying the cost of an in-house team or a full-time CFO.\u003c\/p\u003e\n\u003cp\u003e\u003cem\u003eMonthly engagement, delivered remotely in English or Portuguese. Budget Express Consulting is a Canadian company based in North Vancouver, British Columbia.\u003c\/em\u003e\u003c\/p\u003e","brand":"Budget Express Consulting","offers":[{"title":"Default Title","offer_id":52222168760621,"sku":null,"price":2000.0,"currency_code":"CAD","in_stock":false}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0957\/3079\/4797\/files\/be_partner_f99fddfa-0a0c-40f4-b2fd-bd961abcb6e9.png?v=1786143217"},{"product_id":"complete-budget-program","title":"Foundation · Complete Budget Program","description":"\u003cp\u003e\u003cstrong\u003eYour complete financial architecture, built from the ground up.\u003c\/strong\u003e\u003c\/p\u003e\n\u003cp\u003eBookkeeping records what already happened. Foundation gives you the instrument that tells you what to do next: an annual budget, a rolling forecast and the indicators that actually drive your decisions, built around how your business earns and spends rather than a generic template.\u003c\/p\u003e\n\u003ch3\u003eWhat is included\u003c\/h3\u003e\n\u003cul\u003e\n\u003cli\u003eA full review of your current financial data and chart of accounts\u003c\/li\u003e\n\u003cli\u003eAn annual budget with monthly detail, built on your real cost structure\u003c\/li\u003e\n\u003cli\u003eA cash flow projection that separates profit from money in the bank\u003c\/li\u003e\n\u003cli\u003eAn indicator dashboard: margin by service or procedure, break-even, customer value\u003c\/li\u003e\n\u003cli\u003eA working session to walk through the model and hand it over to you\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003ch3\u003eTimeline\u003c\/h3\u003e\n\u003cp\u003eApproximately 40 days from the date your data is complete. You receive a checklist of everything required at the start, and the clock begins when the final item arrives. Projects where data is ready move faster.\u003c\/p\u003e\n\u003ch3\u003eBest suited for\u003c\/h3\u003e\n\u003cp\u003eDental practices and small businesses preparing for a new fiscal year, planning an expansion, or heading into a financing conversation.\u003c\/p\u003e\n\u003cp\u003e\u003cem\u003eDelivered remotely, in English or Portuguese. Budget Express Consulting is a Canadian company based in North Vancouver, British Columbia.\u003c\/em\u003e\u003c\/p\u003e","brand":"Budget Express Consulting","offers":[{"title":"Default Title","offer_id":52222169481517,"sku":null,"price":4500.0,"currency_code":"CAD","in_stock":false}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0957\/3079\/4797\/files\/be_foundation_d36f46ef-580f-4791-ae01-834beb322ff4.png?v=1786143202"}],"url":"https:\/\/budgetexpressconsulting.com\/collections\/financial-planning.oembed","provider":"Budget Express Consulting","version":"1.0","type":"link"}